Monday, December 28, 2020

HELP ME!

No one said healthcare reform legislation was gonna be easy or perfect right outta the chute. It seems to me that anyone with half a brain would get that.  I do not mean that as an insult, and if you have more than half a brain, you should understand that. As well. (How's that for a really bad caveat?)  


It’s complicated as Hell!  So, why is it that people wanna call somethin' that corrected a major problem, even if it's not perfect, how is it that people think it's okay to represent somethin' as a "complete failure" with their rhetoric?  That’s just nonsense and the people spewin’ it know that it’s nonsense.  Their arguments are in favor of “throwin’ the baby out with the bath water.”  And it ain’t even their baby!  

(As of November 02, 2017, the United States House of Representatives had considered 100 resolutions to repeal, deauthorize, defund, or otherwise destroy the Patient Protection and Affordable Care Act, aka Obamacare.)


Indulge me:

If people without healthcare coverage  'cause they can't afford it are then given access to it rather than burdenin' the system in its current form is a bad thing, then why is healthcare for anyone a good thing?  Why don't we do away with all healthcare insurance and adopt a "pay as you play" system?  That'll satisfy everybody, right?  Across-the-board fair, right?  Nobody gets the advantages of an "insurance pool,”  Right?  If the folks in a tight spot ain't deservin' of inclusion in some kinda shared expense collective- that's what insurance is- then what makes folks in spots not quite so tight more deservin'?  Sure, some are loads, but that's inherent in the concept.


So far, in this damn country, we ain't turnin' people away when they need medical care.  At least not as a rule.  Folks show up, they receive care, they get billed.  If they ain't got insurance or cash or possibly Medicare or Medicaid, the bill for said services may likely go unpaid.  In such instances, hospitals “recover” such losses the  only way they can- by spreadin' those losses out across the group that is able to pay.  Sound familiar?  It should.  It's how insurance works, with one exception:  Insurance companies operate for profit, so they need to recoup net losses AND gather operatin' costs.


Me?  I'm fortunate enough to still be healthy enough to work and have a job that affords me access to health care.  It ain't free- it's a part of my “benefits” I receive for workin', part of my “total compensation.”

For a good look at the historical timeline and evolution of health insurance, give this a read:

https://stanmed.stanford.edu/2017spring/how-health-insurance-changed-from-protecting-patients-to-seeking-profit.html

(*As of this postin’, I have retired and now receive health insurance coverage through my wife’s employer.)

Fish~



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All comments welcome. Criticisms and opposing viewpoints extremely welcome. Fish